Buyer’s Guide

Choosing to buy a home is one of the biggest decisions you’ll make in your life. It’s a complex ordeal that requires a lot of planning, and instating the help of a knowledgeable REALTOR® to make the process run smoothly. To ready you for this, here is a general overview of what to expect and prepare.

Get Your Finances In Order

The first thing you’ll need to do is put money aside for a down payment. This amount is (at minimum) 5% of the purchase price of the home you’re planning to buy. Second, you’ll need to meet with a mortgage broker to determine what you can afford. Shopping around for the best rate is highly recommended. If you don’t have a mortgage advisor yet, we can refer you to one of our tried and true brokers. We have trusted colleagues who work in independent brokerages as well as the major banks. Take advantage of our experience! 

Visualize Your Dream Home

Once you’ve established a price range, it’s time to decide what type of home will best suit your lifestyle. Think about things like access to schools, recreational facilities, what the neighbourhood is like, and so on. Why you’re choosing to buy should help answer these questions for you — so think about it carefully. You may want to put this down in writing and create a needs v/s wants list. Then, let’s talk about your list.  We have helped thousands of people buy the perfect home – and sometimes it wasn’t the home they thought they needed! Trust us to give you the guidance on the things you have thought of, and the things you haven’t.

Meet With a REALTOR®

It’s important to partner with a REALTOR® you feel completely comfortable with. A REALTOR® can help you find your dream home, that meets both your needs and your budget. They will set you up with viewing appointments, and also help bring clarity to the complicated process of buying a home. You’ll want to go with an experienced and knowledgeable REALTOR® who you can be sure will represent your best interests. Jan and Patrick stand by their motto: trust, integrity, results.  They aren’t trying to “sell” you a property; they want to help you purchase your next home.  There is a difference!

The Search

Using the property search on this site and consulting with Jan or Patrick, you will be able to find homes in your desired area. They’ll update you frequently regarding new listings and schedule you appointments with sellers.

Closing

Jan and Patrick will help you place an offer that the seller will either accept, counter, or reject. After Jan or Patrick have helped you negotiate an offer, you’ll need to conduct a home inspection and deal with any repairs (the cost of which you can also negotiate with the seller). Finalize your mortgage with a visit to your lender, and you’re ready to sign off on ownership. This typically takes place in a lawyer’s office.

At this point, congratulations are in order! Becoming a new homeowner is one of the most liberating things you’ll ever experience. There are many benefits to home ownership — pride of ownership, the ability to make home improvements, building equity, appreciation — the list goes on.